Tuesday, July 31, 2012

HOLY HOLY HOLY | Gifts

His world was characterized by violence, alcoholism, and abuse, but young Donnie McClurkin found a safe haven in his church, Bethel Gospel Tabernacle, Assemblies of God. It was there, at the age of nine, when he made a commitment to Christ. Throughout his troubled youth, amidst the strife of daily life, he learned to stand on the promises in the scripture. ?A man?s gift makes room for him, and brings him before fantastic men.? (Prov 18:16) ?I have set before thee an open door, and no man can shut it? (Rev. 3:8). Donnie was born, and raised in Amityville, New York. Because of a God-given gift of music that ran in his family, Donnie formed the McClurkin Singers with his siblings, and a few close friends in 1979. It wasn?t long after that when Donnie started to feel a calling to preach. He went on to meet gospel-legend Andrae Crouch, who became a mentor to him. Through that relationship, grew a friendship that would shape the entire course of Donnie?s future.
Video Rating: 4 / 5


Chicago, IL (PRWEB) June 01, 2012

CouponTrade.com, the first secondary gift card marketplace, recognizes that different items are best bought at certain times throughout the year. Summer doesnt officially kick off until June 20, but summer savings start to appear at the beginning of month. The site has recently partnered with major retailers to offer savings on items priced at a bargain to meet shoppers demands.

With the warmer temperatures, athletes continue their daily workouts and practices. For runners completing workouts, Nike has running shoes and gear to help track their miles. For two-a-day football practices and baseball doubleheaders, Nike Pro Combat Dri-FIT shirts can help keep athletes cool in the summer. Exclusive discounts from CouponTrade can keep their wallets full all year round.

Home improvements and replacing ancient grills or household appliances can be expensive, yet necessary projects. Being strategic about how to spend on these projects can make all of the difference. Visiting the store to see if it makes more sense to get a deal in the store or online can help consumers save hundreds of dollars on home remodeling. Shopping for grills, appliances, power tools and paint has its perks with savings and delivery options from home improvement retailers like The Home Depot.

One of the final home remodeling phases is to get new furniture to make each room more comfortable. Sofas, recliners and chairs are available on sale or clearance and have the option for free delivery. Recreating a room this summer is made affordable with Macys coupon codes and sitewide offers.

The beginning of summer calls for a change in wardrobe as the weather changes and stores place out their summer sales. Consumers can save on men and womens apparel, fragrances and shoes for the summer from major department stores such as Nordstrom. who is having their half yearly sale for women and kids. Timing buys is everything as stores tend to adjust their prices closer to the end of June and turn their focus to the 4th of July.

Fathers Day is June 17, but it is best to search early to find the best deals for gifts online. Retailers often post Fathers Day coupon codes for mens apparel, golf equipment and personalized gifts on their social media channels, so it is best to check early and often.

About CouponTrade Inc.

Chicago-based CouponTrade is the first consumer-driven marketplace where consumers can sell their unwanted gift cards and daily deals. The sites users can access an extensive coupon database to help get things they want at the price they can afford. Since the sites inception in June 2011, users have saved over $ 695,000. It is CouponTrades mission to help consumers take advantage of savings free money that should never go to waste.

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Source: http://gifts.only-the-news.com/holy-holy-holy/

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Commercial Loan Calculator Can be a Life Saving Device | Contacts ...

More and more people are using professional loan calculator to easily evaluate interest rates and installments. It also helps you figure out how much you can acquire and what your payments will be on commercial space.
Commercial bank loan is very important to business men because they can be utilized in numerous ways to enrich or boost the business? balance. It helps you find the one that will fit your business? needs. Some loans are used to obtain new equipment while others are used to put money into real estate properties for business. In your business, there is absolutely no harm in using the actual calculator for your lending options or for whatever reason it really is, in getting the loan program.

It can quickly and easily compute a loan payment; complete interest and mortgage costs. Also, industrial loan calculator is a very useful calculator that computes not only monthly payments, but additionally how much interest you?ll save if you are paying the principal earlier than normal on your loan. The particular calculation is based after an amortization schedule that tells should you qualify for a new business loan. To give you one example, the calculations move like this, factor in yet another payment on a monthly basis, your yearly or the a single lump sum pay-down. In Addition, view a full chart of your respective amortization schedule broken down month by month to see the actual reflection of the further pay-down. You can easily solve this particular using a commercial loan calculator.
There are several commercial bank loan calculators available online that you can use for free. But always make sure that you are using the proper calculator before starting to create your computations. Largely, there are online sites that offer definitions of conditions for the loan calculator. Employing commercial loan calculator, it may really help you know the particular approximate payments. Any lifesaving tool, as we say, the commercial car finance calculator is free for your convenience and merely by clicking the particular submit button, the result for the payments will be ready for you.
Aside from understanding the basic process of Apartment Loan Rates, you need to to know the steps you need to take just before one. First, you have to ensure that you have a good credit history. As one of the principal first step toward lenders, your credit rating must be able to persuade them that you?re a good choice for a loan. Also, your business must be able to project a steady cash flow. Finally, you have to shop for options. Use the commercial car finance calculator and try to evaluate the financial products they provide. Choose the one that offers the best deal while using smallest interest rates possible.

For more information about Commercial Mortgage Rates visit our website.

This entry was posted in Uncategorized and tagged Commercial Loans. Bookmark the permalink.

Source: http://blog.1stfind.com/?p=315290&utm_source=rss&utm_medium=rss&utm_campaign=commercial-loan-calculator-can-be-a-life-saving-device

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New! Red Eye Podcast on Fox News Radio

Check out the new Red Eye Podcast Daily at Fox News Radio!

Watch for it around 5pm ET!

Don't want to hear any arguments from you people on this, just do it!

Source: http://activitypit.ning.com/xn/detail/1981927%3AComment%3A2427181?xg_source=activity

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UT Human Resources Student Organization Recognized as Industry ...

KNOXVILLE ? The University of Tennessee, Knoxville, chapter of the Society for Human Resource Management was recently named one of the outstanding chapters worldwide, according to its parent organization.

SHRM-logoThe Society for Human Resource Management recognized only 10 chapters out of 575 member schools around the world ? eight from the United States and two from Puerto Rico.

Recognition is based on the chapter?s professional development of student members, student internships, community volunteer work and contribution to the human resources management profession.

The accolade is the latest for the UT student organization. Earlier this year, a team of graduate human resource management students won the 2012 Southeast SHRM regional business plan competition and an award of $3,000.

?The Society for Human Resource Management provides amazing opportunities for our students to enhance their human resource management skills and network with human resources professionals,? said Debbie Mackey, faculty advisor for UT?s SHRM chapter. ?The learning our members receive is priceless and something that will continue with them throughout their careers.?

The UT chapter, which consists of about 50 undergraduate and graduate students majoring in human resource management, also nominated Mackey for SHRM Advisor of the Year. She?s been the chapter?s faculty advisor since it was chartered in 2002.

?It?s such an honor just to be nominated and recognized by the students,? Mackey said.

To learn more about the Society for Human Resource Management, visit http://www.shrm.org.?

This entry was posted in General. Bookmark the permalink.

Source: http://utcbanews.wordpress.com/2012/07/30/ut-human-resources-student-organization-recognized-as-industry-best/

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Monday, July 30, 2012

Coach Fisher previews Rams Training Camp

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Source: http://downtown.fox2now.com/news/news/98912-coach-fisher-previews-rams-training-camp

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Kanye, Justin Bieber And More Compete In MTV's Summer Jam Games

Who has the hottest jam of the summer? Vote now for your favorites in hip-hop, pop, R&B, EDM and rock.
By James Montgomery

<P>Kanye West, Carly Rae Jepsen, Justin Bieber and more are all vying for the song of the summer in MTV's inaugural Summer Jam Games.</P><P>The Olympics are officially underway in London, but they're not the <i>only</i> games going on: After a <a href="/news/articles/1690638/opening-ceremony-summer-jams-games.jhtml">lavish opening ceremony</a> on Friday (we lit a torch and everything), today, we're kicking off the first-ever <b>Summer Jam Games</b>, where the biggest names in the business will go head-to-head for summer supremacy ... with <i>your</i> votes determining the winners.</P><P>Like the <i>actual</i> Olympics, the Summer Jam Games bring together the best of the best &#8212; the Kanyes, Katys, RiRis, Biebers and Green Days of the world &#8212; to compete for gold, silver and bronze medals in their respective genres. Voting is now open &#8212; you can help spread the word via Twitter, using the hashtag #SJG &#8212; and polls will close at midnight ET on Sunday (August 5).</P><P><big><b><a href="http://www.mtv.com/news/2012/summer_jam_games/">Vote for your favorites now in MTV's Summer Jam Games!</a></b></big></P><P>On Monday (August 5), we'll announce the winners in each genre with an elaborate medal ceremony &#8212; anthems and everything &#8212; and all this week, we'll be breaking down the action with in-depth analysis from the MTV News braintrust. The competition for the Summer Jam gold is sure to be fierce, and with acts from all over the globe (the U.S., Canada, Barbados, Sweden, Turkey, wherever David Guetta's from) in the mix, <i>anyone</i> could come out on top. Of course, <i>you</i> get to decide who comes out on top.</P><P>And so, without further ado, here's a look at the field of acts competing in our inaugural Summer Jam Games. From battle-tested vets to upset-minded rookies, they've each trained hard to get here, and now, with dreams of gold dancing in their heads &#8212; and some serious summer-jam cred to their names &#8212; they're looking for your votes. Who has the hottest song of the summer? We're about to find out ... let the games begin!</P><P><center><a href="http://www.mtv.com/news/2012/summer_jam_games/"><img src="http://www.mtv.com/shared/promoimages/news/s/summer_jam_games_2012/summer_jam_games_logo/420x390.jpg"></a><br> <a href="http://www.mtv.com/news/2012/summer_jam_games/"><b>Vote for your favorite song, discuss and share on Facebook and Twitter in the Summer Jam Games!</b></a></center></P><P><big><b>Hip-Hop</b></big><br> &#187; 2 Chainz feat. Drake - "No Lie"<br> &#187; Cash Out - "Cashin' Out"<br> &#187; Chief Keef - "I Don't Like"<br> &#187; DJ Khaled feat. Kanye West and Rick Ross - "I Wish You Would"<br> &#187; G.O.O.D. Music feat. 2 Chainz - "Mercy"<br> &#187; Meek Mill feat. Drake - "Amen"<br> &#187; Nas feat. Swizz Beatz and Miguel - "Summer on Smash"<br> &#187; Rick Ross, feat. Jay-Z and Dr. Dre - "3 Kings"<br> &#187; Usher feat. Rick Ross - "Lemme See"<br> &#187; Young Jeezy feat. Ne-Yo - "Leave You Alone"<br></P><P><big><b>Pop</b></big><br> &#187; Carly Rae Jepsen - "Call Me Maybe"<br> &#187; Flo Rida - "Whistle"<br> &#187; Justin Bieber ft. Big Sean - "As Long As You Love Me"<br> &#187; Katy Perry - "Wide Awake"<br> &#187; Maroon 5 feat. Wiz Khalifa - "Payphone"<br> &#187; Nicki Minaj - "Starships"<br> &#187; One Direction - "One Thing"<br> &#187; Owl City and Carly Rae Jepsen - "Good Time"<br> &#187; Pink - "Blow Me (One Last Kiss)"<br> &#187; Rihanna - "Where Have You Been"<br></P><P><big><b>R&B</b></big><br> &#187; Chris Brown feat. Wiz Khalifa and Big Sean - "Till I Die"<br> &#187; Frank Ocean - "Thinkin' Bout You"<br> &#187; JoJo - "Demonstrate"<br> &#187; John Legend feat. Ludacris - "Tonight"<br> &#187; Leah LaBelle - "Sexify"<br> &#187; R. Kelly - "Feelin' Single"<br> &#187; Robin Thicke - "All Tied Up"<br> &#187; The-Dream feat. Pusha T - "Dope Chick"<br> &#187; Trey Songz feat. T.I. - "2 Reasons"<br> &#187; Usher - "Scream"<br></P><P><big><b>EDM</b></big><br> &#187; Avicii ft. Salem Al Fakir - "Silhouettes"<br> &#187; Calvin Harris ft. Ne-Yo - "Let's Go"<br> &#187; David Guetta feat. Sia - "Titanium"<br> &#187; Deniz Koyu - "Bong"<br> &#187; Ellie Goulding - "Lights"<br> &#187; Eric Prydz - "Allein"<br> &#187; Havana Brown feat. Pitbull - "We Run the Night"<br> &#187; Knife Party - "Rage Valley"<br> &#187; Nicky Romero and Z-Roq - "WTF"<br> &#187; Porter Robinson - "Language"<br></P><P><big><b>Rock</b></big><br> &#187; Alex Clare - "Too Close"<br> &#187; fun. - "Some Nights"<br> &#187; Gaslight Anthem - "45"<br> &#187; Green Day - "Oh Love"<br> &#187; Grouplove - "Tongue Tied"<br> &#187; Jack White - "Freedom at 21"<br> &#187; JEFF the Brotherhood - "Sixpack"<br> &#187; The Killers - "Runaways"<br> &#187; Neon Trees - "Everybody Talks"<br> &#187; No Doubt - "Settle Down"<br></P><P><b>Forget about the Olympics, <a href="http://www.mtv.com/news/2012/summer_jam_games/">vote now in MTV's Summer Jam Games!</a> Polls are open and will close at midnight ET Sunday (August 5). Guide your favorites to golden glory, and help spread the word via Twitter, using the hashtag #SummerJamGames</b></p>

Related Artists

Source: http://www.mtv.com/news/articles/1690728/kanye-west-justin-bieber-summer-jam-games.jhtml

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Sunday, July 29, 2012

Passive investing in stocks based on market cap :: Asset Allocation ...

istockphoto

One can passively invest one's whole stock portfolio based exclusively on market capitalization. The total market cap of a stock is price times the number of shares issued. For example, the percentage of the entire stock portfolio devoted to Microsoft would be the market value of all of Microsoft stock divided by the market value of all publicly traded stock in the world.

One way of passively investing one's stock portfolio exclusively by market cap is to place the entire stock portfolio in one broad index fund with both U.S. and foreign stocks. (Stock indexes weighed by market cap.)

An alternative to strict adherence to market cap is investment in several index funds (different slices of the stock universe) with automatic periodic rebalancing. For example, among the many stock index funds available are:

  • S & P 500 (large cap)
  • Midcap
  • Small-cap
  • European
  • Pacific
  • Emerging markets
  • Growth
  • Value

With an investment in several of these specialized index funds, one must decide the initial percentage of the stock portfolio to allocate to each fund. After making this initial decision, one can adhere to these percentages through automatic periodic rebalancing. That forces selling high and buying low.

To illustrate, suppose because of stock price changes, the Pacific Stock Index Fund comes to constitute a lower percentage of the portfolio than initially targeted, and the European Stock Index Fund is a higher percentage than target.

Automatic periodic rebalancing to target percentages forces one to sell the European Stock Index Fund (at a ?high? price) and purchase the Pacific Stock Index Fund (at a ?low? price).

(Rebalancing does involve transaction costs; the optimal interval between rebalancing is a complex question not addressed here. Also, I shall assume the investor does not engage in tactical asset allocation.)

Automatic rebalancing and index fund investing are both ?passive? strategies in that the stock portfolio is on auto-pilot. Nevertheless, the two approaches are different. Indeed, a tension exists between them.

In contrast to automatic rebalancing, strict adherence to market cap generally forces the investor into a ?momentum? approach: increasing investment in stocks appreciating in value.

To illustrate, assume a universe of only two stocks: X and Y, with equal market cap.

The investor buys of an index fund that weights by market cap.

Indirectly, the investor holds istockphoto One can passively invest one?s whole stock portfolio based exclusively on market capitalization. The total market cap of a stock is price times the number of shares issued. For example, the percentage of the entire stock portfolio devoted to Microsoft would be the market value of all of Microsoft stock divided by the [...] of X and istockphoto One can passively invest one?s whole stock portfolio based exclusively on market capitalization. The total market cap of a stock is price times the number of shares issued. For example, the percentage of the entire stock portfolio devoted to Microsoft would be the market value of all of Microsoft stock divided by the [...] of Y. Assume that this X stock doubles in value to ; this Y stock falls in value to

.

This results in a portfolio that is 80% in X and 20% in Y.

By staying put in a market-cap-weighted index fund, the investor has increased investment in the appreciating stock and decreased investment in the falling stock ? although there is not necessarily any reason to think that these stocks will continue to rise and fall, respectively.

A ?momentum? investor (who believes that stock price trends tend to persist) would be delighted with a portfolio that is now 75% in the appreciating stock X.

On the other hand, an investor who has opted for periodic automatic rebalancing would sell X and buy Y to restore the original 50/50 allocation, thereby selling X ?high? and buying Y ?low, ? somewhat like a contrarian active investor.

(Even within a specialized index fund, stocks that appreciate will constitute a larger percentage of the portfolio. That will please momentum investors and displease contrarians.)

To provide a simple illustration, suppose one investor chooses to invest its entire stock portfolio in a total stock U.S. market index fund (perhaps one that mimics the MSCI U.S. Broad index). Another investor decides to invest its entire stock portfolio as follows: X% U.S. large-cap index fund (perhaps an S&P 500 fund), Y% U.S. midcap index fund and Z% U.S. small-cap index fund. X%, Y% and Z% reflect the current relative market caps of those three categories. The second investor also decides to rebalance to those ratios once a year.

The two investors will start with roughly equivalent stock portfolios. Assume that after a year, the large-cap index increases 20%, and the midcap and small-cap indexes each decrease 20%.

The first investor will stay put. To rebalance back to the initial ratios, the second investor will sell some of the large-cap index fund and buy more of the midcap and small-cap index funds. The portfolios of the two investors will diverge.

In advance, it is impossible to know for certain which investor will do better over time. Nevertheless, the periodic rebalancing has the advantage of forcing the second investor to sell ?high? and buy ?low.?

(Even if one's entire stock portfolio consists of just a single comprehensive stock index fund, one can automatically periodically rebalance among stocks, bonds, and ?alternative? assets. This broad rebalancing would still provide a benefit. Nevertheless, the investor would lose the advantage of rebalancing among specialized stock index funds.)

In short, an investor has the choice between (1) one comprehensive stock index fund that weights by market cap or (2) several more specialized stock index funds. The latter permits more automatic periodic rebalancing to target percentages.

A tension exists between rebalancing and weighting by market cap.

William K.S. Wang is a professor at the University of California, Hastings College of Law

Source: http://tgtai.net/assetalloc/2012/07/29/passive-investing-in-stocks-based-on-market-cap-2/

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Gambhir hits Ton, India beat Sri Lanka in 3rd ODI

Written by Breaking News Online Team ?? Sunday, 29 July 2012 09:17

Cricket Desk: Gautam Gambhir hit a magnificent hundred, as India defeated Sri Lanka by 5 wickets in the third ODI to take a 2-1 lead in the five-match ODI series. India also recorded the highest run chase on the Sri Lankan soil.

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This is the first time Sri Lanka lost a match on its soil after scoring 250+. Sri Lanka won the toss and elected to bat first. They posted 286/5 in 50 overs despite struggling at 20/3 at one stage.

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Sangakkara scored 73, while Jayawardene made 65. Angelo Mathews remained unbeaten on 71, while Jeevan Mendis was unbeaten on 45. For India, Zaheer Khan took two wickets.

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Chasing a victory target of 287, India lost Sehwag early. However, Gambhir (102), Kohli (38), Dhoni (31), Raina (65*) and Irfan Pathan (34*) powered the team to victory. India reached 288/5 in 49.4 overs.

?

India were 196/5 when Gambhir departed. However, Raina and Pathan added unbeaten 92 runs for the 6th wicket to see the team through. Malinga took two wickets for Sri Lanka. Suresh Raina was declared 'Man of the Match'.

Source: http://www.breakingnewsonline.net/cricket/15592-gambhir-hits-ton-india-beat-sri-lanka-in-3rd-odi.html

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NEBOSH General Certificate: A Safe Workplace Is Good For ...

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Starting your very own business can a be very daunting and confusing experience. There are so many permits you must secure, not to mention a myriad of rules that you should consider. Aside from all that, you need to ensure that your workers are trained well and have the most ideal qualifications for the position.

Occupational dangers pose one of the biggest health risks to workers. Therefore, one of the leading concerns of business owners and young businessmen are guaranteeing safety in the office. Hiring administrators and supervisors who have received certification on health and safety training is a sure way to ensure that your company will be carefully handled. On the other hand, you may also take advantage of training courses for your existing staff members. There are several certifications that your workers can have, and the NEBOSH General Certificate is one of them.

NEBOSH, or National Examination Board in Occupational Safety and Health, is a private research board located in the United Kingdom that grants vocational certificates in wellness, security, environment, and danger control. We have three special categories of NEBOSH qualification, including honors, certificates, and degrees.

Receiving an award implies that the person has some critical apprehension of the subject discussed. This particular honor can also be used to showcase the person to higher level NEBOSH certification. Certificate degree qualifications, however, are awarded to individuals with more widespread training, thus providing them with diverse understanding of the subject discussed. This could also be employed as an introduction to higher-level classes. The diploma is the highest degree of qualification and is given to individuals with advanced understanding of the subject covered.

The best NEBOSH certification for new managers and supervisors is the NEBOSH National General Certificate. The education course to get this certification consists of all the essential topics that your staff should understand for safe and secure control of the office. This includes the major legal requirements for health and safety, not to mention proper identification and standard control protocols for work hazards. In addition to the topics explained, program delegates are usually instructed and assessed on the useful job application of risk management concepts. There is certainly no required level of ability before enrolment in this course; however, participants must write a short report right after training.

The certification is also even further divided into 3 units: Management of Health and Security, Preventing Workplace Hazards, and Health and Safety Practical Application. Course delegates follow evaluation for every unit individually.

With all the current safety as well as health-related expertise that proper training can provide, hiring managers with a NEBOSH General Certificate can be a good decision for a business. This guarantees that your employees are under efficient management, creating a safe environment in which everyone can focus on their job.

There are various certifications that your staff can get, and the NEBOSH General Certificate is one.

Source: http://blog-revenue-tips.com/nebosh-general-certificate-a-safe-workplace-is-good-for-business/

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Saturday, July 28, 2012

High Protein Minimal Carb Diet Program ? Is It Great For You ...

This diet regime program also presents the versatility to the folks to modify their bodies for increased volume of meals by escalating the intake of a lot more fibre oriented food items products this sort of as fruits and greens, which also have large drinking water content and at the very same time has really very low calories.

This program usually advises the folks that it is great to consume large volume food items which is less in the calorie content relatively than taking in the modest volume food items portions which are really large in calorie count. With the aid of this diet regime program it turns into easy for the folks to maintain rigorous watch on the intake of their calorie count in day to day existence. This program serves as a straightforward guideline for the folks in keeping the track of their well being by taking in the correct kind of food items.The highest amount of carbs authorized every day on distinct very low carb diet regime programs can vary broadly, but the mechanics of the programs are comparable. While the meals usually contain a large protein food items like meat, fish, or eggs, they emphasize the necessity to fill up on very low carb, large fiber fruits and greens, preferably uncooked or lightly steamed, and to avoid starchy meals like potatoes, yams, and breads. Any sugary meals are eradicated sugar-free puddings or gelatins are authorized. They enable fat, but advise monounsaturated fats like olive oil.

Reduced carb diets are simply a circumstance of eliminating out extra carbs from your diet regime. This results in a ketosis effect and your body begins to burn off any extra fat that is being saved. This method will generally last approx 2 weeks and then you will boost the volume of carbs you are taking in. This will be ample time to see a remarkable weight loss.

There is also a diet regime variation, acknowledged as the very low carb vegetarian diet regime. It is well acknowledged that fruits and greens offer important nutritional vitamins and minerals that are essential by the body. Particular care need to be taken by the dieter to contain other resources of protein, which the body also demands. Added resources of protein can be discovered in non-animal items like nuts and soy items.

There is the top secret that has been used by Asian girls to maintain their skinny figure since hundreds of several years back. The straightforward rule, you should consume twice a huge portion of all-natural protein as you do non-white carbs (bread, pasta, rice, sweets) for every single meal that you consume. The encouraged all-natural proteins are fish, chicken, tofu, egg and lean meat.

The very low carb diet regime is an taking in program where you limit the volume of carbs you consume everyday. Nevertheless, many folks try to limit on their own to 20-fifty grams of carbs everyday. The diet regime also emphasizes taking in protein and one particular of the most common diet regime program even advises you not to worry about the volume of fat you are consuming when taking in the protein. Nevertheless, there are also many balanced choices you can make. Very good proteins contain chicken breasts, fish and egg whites.

As with all diets you need to do some preparing just before you start off. You should avoid pasta, carrots and potatoes simply because they will lead to a sharp rise in insulin levels. To see which legumes have what amount of carbs, you will need to get maintain of a glycemic index chart. This will be invaluable in helping you stay in a everyday limit of carbs.

The 1200 calorie diet regime program is also acknowledged as the very low carbohydrate diet regime program. This diet regime program is the mixture of the very low carbs and the very low calories which is the best mixture to lose weight in the correct way. You should not truly feel hungry all day by subsequent this diet regime program. And in circumstance if you are likely by way of by this kind of truly feel than you are not subsequent the diet regime in the correct way. You should usually divide the 1200 calorie diet regime program in four areas with 300 calories every. By doing this, it turns into easy for folks to realize their metabolic charge to lose weight.

there are many very low every other day diet and bicep workout available aside from atkinsincluding south seashore diet regime and zone diet regime. most adhere to the very same standard planbut its important to discover

Source: http://www.nwactc.net/high-protein-minimal-carb-diet-program-is-it-great-for-you/

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DIY Keyboard Controller Built for Serious Online Gaming - How-To ...

This build is a Frankensteinish mixture of parts from computer mice, game controllers, and more?but the end result is a polished and plug-and-play controller suitable for a wide range of games.

The build comes to us courtesy of DIYer Gabe and his quest to build the ultimate controller for playing MMO and other computer games. Here?s his list of noteworthy features on the second version of his project:

  • USB plug and play. Universally works with any PC game.
  • Optical 1600 DPI trackball mouse, with backlit scroll wheel.
  • Screw in detachable analog stick for the D-pad. Great for games like WoW or anything where all you do is hold forward (W) for hours.
  • D-pad uses mouse micro switches for a quick, light, tactile response. I love this D-pad. Every D-pad should use these switches.
  • Both triggers, as well as the left and right bumpers use mouse micro switches as well.
  • Keyboard has all PC functions, and is backlit for playing at night.
  • 10 foot long braided USB cord. Long enough for using in the living room to play games with a huge TV. It also doesn?t tangle which is sweet.
  • No hot glue! Everything has it?s own custom made board with screwposts. This way it is easily serviceable should someone get nacho bits in the buttons.

For more information about the build including plenty of pictures and a parts list, hit up the link below.

Keyboard Controller V2 [via Hack A Day]

Source: http://www.howtogeek.com/120096/diy-keyboard-controller-built-for-serious-online-gaming/

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Big AIDS meeting's bottom line: More treatment

House Minority Leader Nancy Pelosi of Calif. speaks at the 2012 International AIDS Conference, Friday, July 27, 2012, in Washington. (AP Photo/Haraz N. Ghanbari)

House Minority Leader Nancy Pelosi of Calif. speaks at the 2012 International AIDS Conference, Friday, July 27, 2012, in Washington. (AP Photo/Haraz N. Ghanbari)

WASHINGTON (AP) ? Call it a triple win for fighting the AIDS epidemic: Treating people with HIV early keeps them healthy, cuts their chances of infecting others, and now research shows it's also a good financial investment.

The International AIDS Conference closed Friday with the message that getting treatment to more of the world's 34 million people with HIV is key to curbing the epidemic, short of a vaccine and cure that still are years away.

"It is unacceptable" that scientifically proven treatment and prevention tools aren't reaching people who need them most, Nobel laureate Dr. Francoise Barre-Sinoussi, co-discoverer of the AIDS virus and new president of the International AIDS Society, told the meeting's closing session.

Former U.S. President Bill Clinton, whose foundation funds HIV work, also addressed the group. "All of you have created the possibility that we could have an AIDS-free generation," he said. "We just have to keep pushing the rocks up the hill."

Spreading treatment will be hugely expensive up-front, but Harvard researchers said Friday that the investment would actually save hard-hit South Africa some money over five years, as savings from treating AIDS-related illnesses exceed the medications' price. Eventually those savings will be overtaken by the costs of treating millions for decades, but treatment-as-prevention still is highly cost-effective, said Dr. Rochelle Walensky of the Harvard Center for AIDS Research.

"People used to think there was no way we can do this," said Dr. Diane Havlir of the University of California, San Francisco, who co-chaired the world's largest AIDS meeting. With both scientific and financial validation, "for the first time we're optimistic that we can."

But new U.S. data show how hard effective treatment is, even in developed countries. Here, most HIV patients have access to treatment, and guidelines say they all should be offered it right after diagnosis. Yet just one in four have their infections under control, the Centers for Disease Control and Prevention reported Friday. Young people and blacks fare the worst.

"We now need big thinking" to improve that number, said Dr. Kevin Fenton, director of CDC's AIDS center, who would like to see it at least doubled soon. "We have the tools. Now we have to move them into real-world policy so they touch the lives of those who need them most."

What to look for next?

?More HIV testing, the first step to knowing who needs treatment. In the U.S., nearly 20 percent of people with HIV don't know they're infected. In some countries, less than half do.

"For every $1 we invest in HIV testing, we recoup $2 in societal benefits," CDC's Fenton said.

?Debate over how best to use another new protection, giving at-risk healthy people the daily AIDS medicine Truvada to lower their risk of infection. In the U.S., it will cost $14,000, and worry emerged at the conference about whether people who took the pill would forgo mainstay protections like condoms.

?Specialists called for overcoming stigma that is blocking the HIV prevention message from reaching many of the people most at risk, especially gay and bisexual men.

Consider Malawi, where homosexuality is illegal and so AIDS prevention stresses heterosexual risk factors, said Johns Hopkins University researcher Andrea Wirtz. Her team managed to study 338 gay men in Malawi, and most said they'd never heard that HIV can be spread through anal sex and didn't know how to reduce their risk, she reported Friday.

__A bigger push for women-controlled preventions when their boyfriends or husbands won't use condoms. Activists asked the U.S. government to send more female condoms to hard-hit poor countries, and research is beginning in Africa on a vaginal ring soaked with a potentially HIV-blocking drug.

?More research to try curing HIV, or to at least put it into remission like cancer, although scientists cautioned that if that is possible, it probably will take 10 years.

?More research into a vaccine, following new clues about a rare kind of antibody that might be able to block HIV from infecting cells.

And the U.S., where patent laws mean HIV treatment costs much more than in poor countries, soon may get a price break. Today, a single daily pill that combines three medications is the first-choice treatment, and costs about $15,000 a year. A generic version of one of those medications, efavirenz, is expected soon.

But to take advantage of it, patients would have to switch to three pills a day, as a combination product won't be available. Harvard's Walensky said if everyone taking one pill a day made that switch, the U.S. health system would save $1 billion the first year ? but she warned that people might not stick with three pills a day as well as they do with one.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-07-27-US-MED-AIDS-Conference/id-cf061a49feff4519937bae469b3793e4

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Friday, July 27, 2012

(Student) Gentletude Design Award 2012 | All Art Competitions


Deadline: 9 November 2012

105 days, 6 hours, 39 minutes and 25 seconds

Contest?s website:http://www.gentletude.com/?page_id=2628
Open too
: International Student at University Level or Graduate (studied? Italy, England, Switzerland, USA, Singapore, Argentina, Japan.)

Fees: -

Prizes:

1 International winner:
? 1,000 Euro per student or team (up to four members)
? Gentletude Award Certificate

2 International runners-up:
? 500 Euro for each
? Gentletude Award Certificate

10 international finalists:
? Gentletude Award Certificate

About:

The Gentletude Design Award is an international award for typhographic design students. The Award is run by the NGO Gentletude, a not-for-profit organization founded by Cristina Milani. The award aims is to encourage a new generation of designers to be creative and consider a term known but often not used: kindness.

Using the alphabet to create a message, students are asked to elaborate on a message inspired by the term ?gentletude? and including the words ?Kindness? and ?Attitudes?.

To Enter and for additional information go to: http://www.gentletude.com/?page_id=2628


Related Posts

Source: http://allartcompetitions.com/design-2/student-gentletude-design-award-2012/

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Bullet's 'miracle' path through brain spares woman

Petra Anderson, one of the 58 people injured in the movie theater shooting in Aurora, Colo., is undergoing a 'miraculous' recovery, said her sister, Chloe, and her mother, Kim.? While her recovery has been remarkable, the family is struggling to pay their mounting medical bills. Kate Snow's full report on how Petra Anderson's family and other Aurora survivors are struggling with their growing medical bills airs Thursday, July 26 at 10pm/9c on NBC's Rock Center with Brian Williams.

By Miranda Leitsinger, NBC News

AURORA, Colo. --?Petra Anderson, one of 58 people injured in the Aurora movie theater attack, is lucky to be alive.

Anderson, a 22-year-old aspiring music professor, was hit by a shotgun blast during the assault that killed 12 people. Three pellets struck her arm and one rocketed through her head, but it missed the brain's many blood vessels and key sections controlling vital functions, according to her doctor.

?If the pellet had wavered a millimeter, really in any direction from what it actually took, then she would have likely either died or been severely injured,? said Dr. Michael Rauzzino, a neurosurgeon at The Medical Center of Aurora who operated on Anderson to remove the pellet. ?I would say this is definitely a miracle,? he said, while showing an MRI of Anderson?s brain.

The MRI reveals a faint trace of the pellet?s path after it entered the left side of Petra's nose, broke through the front of her skull, and passed through her brain, before lodging in the back of her head.


?It would be hard to create a path similar to this where it goes all the way from the front to the back and misses every single blood vessel, doesn't bother any of the major structures, and leaves her able to talk and move everything and not be paralyzed or dead,? he added. ?Never in my entire career have I seen a case where a bullet has traversed the entire brain like this and not caused severe damage or death.?

Among the dozens hurt in the attack on a midnight premiere of the latest Batman movie, ?The Dark Knight Rises,? injuries vary widely. Some were treated for their wounds and could walk out of the hospital. Others are still fighting for their lives. And yet others, like Anderson, who plays violin and piano, are dealing with a range of injuries that could require long-term treatment, and perhaps, totally alter their futures.

Doctors performed two procedures on Anderson: one to remove the pellet from her brain and the other to close the hole in her skull where the pellet entered her head. A large hole was left behind that had to be fixed or it could have led to complications in the future, such as leakage of brain tissue or liquid, Rauzzino said.

Miranda Leitsinger / NBC News

Dr. Michael Rauzzino, a neurosurgeon at The Medical Center of Aurora, talks about the path of the shotgun pellet through Petra Anderson's brain, noting how it missed many blood vessels and centers that control key functions.

The pellet crossed the left hemisphere ? the dominant one -- of her brain, which generally controls speech, language and memory. Though Anderson now has deficits in those areas, Rauzzino said, they ?could be much more severe than what they are.?

?Her life is definitely going to be different. She's been shot in the head and nothing's going to change that,? he said.? ?The hope is that with time and therapy and patience that she'll get a lot of things back. And, you know, who knows, maybe she'll get it all back.?

Rauzzino denied news reports stemming from a pastor?s blog that Anderson had a congenital defect in her brain creating a void, or hole, the pellet shuttled along to save her life.

?Her brain was no different than anyone else's,? he said. ?What made her so fortunate was the trajectory of the bullet as it passed through.?

Escaping death a ?source of hope?
Since last Friday, Anderson?s family experienced the ups and downs of dealing with major trauma to a loved one.

?Everything changed, and I could not get past this idea that she had gotten shot in the head. I know that the first big fear I had wasn?t actually her dying, but her losing things in her life that have been really important,? such as her music, said her boyfriend, Austin Hogan, 23, as he broke down into tears.

(For more on the treatment of the injured in Aurora, watch Kate Snow?s interview with Dr. Rauzzino on tonight?s Rock Center at 10 p.m. ET/9 p.m. Central.)

But the fact she escaped death ?was such a source of hope for moving forward, I think, for all of us, and we really rallied around that,? he said.

Anderson was planning to enter the University of Maryland this fall for graduate studies along with Hogan. The middle child of three siblings, she had come home to Aurora to spend time with her mother, Kim, who was diagnosed with terminal breast cancer in May and is to begin experimental treatments in a few days.

?This has been hard on her,? Anderson?s sister, Chloe, 25, said of her mom. ?She's already not got the best energy levels, and I think the first couple of days just really tanked her energy. But she is a fighter, just like my sister, and so she is there all the time.?

Miranda Leitsinger / NBC News

An MRI shows the faint upward track of the shotgun pellet through the middle of Petra Anderson's brain.

Adding to the family?s worries are the medical bills: Petra?s insurance won?t likely cover all of her expenses and her mom?s insurance won?t pay for her alternative cancer treatments, Chloe Anderson said. So, working with friends, she and Hogan set up a?fundraising campaign?to raise money for them.

?My mother?s recovery is going to be integral to my sister?s recovery and vice versa,? she said. ?I know that both of their recoveries are ? intertwined.?

But the campaign won?t just raise funds for mother and daughter: part of it will also go to other victims. The money will be funneled to the?Colorado Organization for Victims Assistance. Also, three of the hospitals in the area that treated victims announced Wednesday they will forgive some or all of the medical costs associated with the attack.

?If you have a blessing, it?s great to have it, but it?s even better to be able to share,? Chloe Anderson said.

?We're not the only ones suffering and going through this,? Hogan said. ?A lot of other people in this tragedy have a story like this, too, and are suffering ? nobody walked in that theater with a perfect life, with no other worries, no baggage.?

In the days since Anderson was shot, she has been eating, smiling, and telling the cerebral jokes she is known for, her sister said. She also took a stroll around the intensive care unit but has been in pain, a bit groggy from the medicine, and her loved one have noticed some deficiencies, such as it taking her ?a little while to come to whatever it is that she is saying,? Chloe Anderson said.

Marc Piscotty for NBC News

Chloe Anderson, left, of Aurora, Colo., and Petra Anderson's boyfriend, Austin Hogan of San Francisco, Ca., talked about some of her injuries as she recovered in a nearby hospital.

She hasn?t asked about what happened at the theater, where she had gone with two friends (one survived being shot several times; the other was uninjured), and her family didn?t want to cause her any additional stress by bringing it up.

Her long-term prognosis is good, seeing that she has survived the injuries so far, Rauzzino said, noting that ?given the fact that there's not more permanent damage on this study (MRI), we're very hopeful that she's going to make a very good recovery from this.?

Shooter not going to have ?last say?
As Anderson?s family spends their days immersed in her recovery, which they update on an increasingly popular?Facebook page?that has in turn provided them emotional support, Chloe Anderson said she doesn?t think much about the alleged gunman.

?I?ve been so consumed with focusing on how to make this a better situation,? she said. ?It doesn?t serve anybody for me to be really angry at him ? I need to focus on helping who I can help, and right now, I can help my sister and my family, and maybe help some of the other families, as well.?

The shooter also was not going to have the ?last say,? Hogan said. ?From the moment this happened, that hasn?t been the story ? the story has been about the victims and the survivors and the families and the incredible communities of support.?

There was a lot of gratitude ?for all of these people that have held up these families in this incredible time of suffering,? he added. ?Knowing that we can make an impact ? that we have an ability to get a voice out there of hope, a message of hope to everybody, to as large an audience as we can, to show that, you know, there is something incredible that can come from something so terrible.?

NBC News' JoNel Aleccia contributed to this report.

NBC News' Kate Snow presents a photo montage of powerful images captured throughout the weekend tragedy as the city of Aurora, Colo., begins to heal from a shooting massacre that claimed 12 lives.

More content from NBCNews.com:

Follow US News from NBCNews.com on Twitter and Facebook

Source: http://usnews.nbcnews.com/_news/2012/07/26/12940840-shotgun-pellets-miracle-path-spared-aurora-victims-life?lite

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Obama pledges to tackle gun violence after Colorado killing

NEW ORLEANS (Reuters) - President Barack Obama pledged on Wednesday to work with leaders of all political stripes to "arrive at a consensus" on how to reduce gun violence across the United States after the Colorado shootings highlighted the issue in an election year.

Closing out a multiday trip that began in Aurora, Colorado, where he met with families and victims of the movie theater massacre there, Obama told a mostly African-American audience that such tragedies are replayed on a smaller scale in cities throughout the country on a daily basis.

"Every day and a half the number of young people we lose to violence is about the same as the number of people we lost in that movie theater," Obama said in remarks to the National Urban League, a group that works to promote civil rights and economic improvement for African-Americans.

"I'm going to continue to work with members of both parties and with religious groups and with civic organizations to arrive at a consensus around violence reduction."

Discussing or even touching on the issue of gun control during an election year is risky, and Obama has been careful to avoid making proposals that could offend gun owners and rally his Republican opponents.

The president made a point of emphasizing his support for the U.S. Constitution's Second Amendment, which covers the right to bear arms.

"We recognize the traditions of gun ownership that passed on from generation to generation, that hunting and shooting are part of a cherished national heritage," Obama said.

"But I also believe that a lot of gun owners would agree that AK-47s belong in the hands of soldiers, not in the hands of criminals. That they belong on the battlefield of war, not on the streets of our cities."

Obama did not make any new proposals on gun control in his remarks, though he said background checks for people seeking to buy firearms were more thorough since he took office.

Republican Mitt Romney, Obama's opponent in the November 6 election, said earlier this week that additional laws would not have stopped the massacre in Colorado. The former governor of Massachusetts has backed gun control measures in the past.

POLITICAL APPETITE

Twelve people were killed and 58 wounded after a shooter opened fire at a screening of the latest Batman movie in the Denver suburb of Aurora last week.

That was not the first major massacre to happen while Obama was in office, nor was it the first event to prompt a discussion about the issue of guns in America. The assassination attempt on then-congresswoman Gabrielle Giffords in January 2011, in which six people were killed and 14 wounded, also sparked a debate over how to reduce violence.

Obama noted that the political appetite to tackle the issue was low and that initiatives to address it were often stymied.

"Too often those efforts are defeated by politics and by lobbying and eventually by the pull of our collective attention elsewhere," he said.

"Other steps to reduce violence have been met with opposition in Congress. This has been true for some time, particularly when it touches on the issue of guns."

The president has little political incentive to take on the issue of guns more directly. He is trying to shore up support among white, working-class men in political battleground states such as Virginia, where a robust message on gun control would not be likely to help him politically.

His message was well received by the mostly African-American audience in New Orleans, however, and Obama's visit was meant to court that group ahead of the election, too.

The National Urban League released a report recently that said although blacks voted overwhelmingly for Obama in 2008, if the number of African-American voters drops even 5 percentage points this year, it could tip the outcome in some vital states.

Coinciding with his speech, the White House said Obama will sign an executive order on Thursday aimed at helping prepare African-Americans better for high school graduation and college.

The executive order will create a presidential advisory committee and a federal inter-agency working group to help the initiative succeed, the White House said.

(Writing by Jeff Mason; Editing by Lisa Shumaker)

Source: http://news.yahoo.com/obama-pledges-tackle-gun-violence-colorado-killing-014346334.html

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Thursday, July 26, 2012

Katherine Jackson Returns Home Amid Family Dispute ? CBS Miami

LOS ANGELES (AP) ? Katherine Jackson is apparently back home, reuniting with Michael Jackson?s children after a judge temporarily took away her guardianship because of her days-long absence from them.

Paris Jackson tweeted early Thursday morning: ?grandma?s here! (hash)thankyougod.? Katherine Jackson?s son Marlon also posted a note on Twitter saying his mother had returned, adding she looked and sounded great.

On Wednesday, a judge removed Katherine Jackson as guardian temporarily and named her grandson Tito Joe ?TJ? Jackson as temporary caretaker of the late legend?s three minor children amid a bitter family dispute over Michael Jackson?s estate.

Superior Court Judge Mitchell Beckloff issued the ruling because Katherine Jackson was in Arizona and hadn?t spoken with the children in several days. TJ Jackson now has the ability to control the hilltop home where the children live and to take on other supervision duties.

Katherine Jackson told ABC News that the court ruling was ?based on a bunch of lies.?

?I am devastated that while I?ve been away, that my children, my grandchildren, have been taken away from me, and I?m coming home to see about that, also,? she said reading from a prepared statement.

She denied the suggestion made in court and in court filings to support TJ Jackson?s appointment that she was being held against her will.

?I am here today to let everybody know that I am fine and I am here with my children, and my children would never do a thing to me like that, holding me against my will,? she said while her children Randy, Janet and Rebbie were seated next to her. ?It?s very stupid for people to think that.?

But on Thursday, Michael Jackson?s son Prince posted a photo of what he said was a group text message involving Rebbie and Janet in which he demanded contact with his grandmother and Janet allegedly responded: ?Please don?t let them.?

?As long as I can remember my dad repeatedly warned me of certain people and their ways,? Prince Michael tweeted. ?Although I am happy my grandma was returned, after speaking with her I realize how misguided and how badly she was lied to. I?m really angry and hurt.?

Beckloff said there was no evidence that Katherine Jackson had done anything wrong, but instead it appeared she was being prevented from fulfilling her role as guardian through the ?intentional acts of third parties.? He didn?t elaborate but made the decision after reading court filings in which TJ Jackson expressed concern that Katherine Jackson was being prevented from returning.

He cited a Monday incident in which Janet, Randy and Jermaine Jackson arrived at the children?s home and told them they could speak with their grandmother but had to leave with them.

?This was odd and disturbing to me and (the children) and heightened our concern that our grandmother was being prohibited from returning home,? TJ Jackson wrote in a sworn statement. The incident turned into a confrontation between two male adults at the house and sheriff?s officials say it remains an ongoing battery investigation.

Beckloff listened as attorneys described Katherine Jackson?s demeanor as unusual on phone calls placed to the children hours before the hearing.

TJ Jackson?s attorney Charles Shultz also revealed in court filings that the children were forced to miss school Wednesday because of concerns about their security.

Beckloff ruled the Jackson children could not leave California without court approval.

Katherine Jackson?s attorney Perry Sanders Jr. said after the hearing that he spoke with his client as she was driving back to Los Angeles from Tucson, Ariz., where she had been since July 15.

?She sounded absolutely fine, lucid and her normal self,? he said.

Sanders plans to ask the court to reinstate Katherine Jackson as guardian of the children when she is back in Los Angeles. He was looking forward to meeting with her in person on Thursday.

The public battle was revealed early Sunday after a relative reported Katherine Jackson missing, but she was later located safely with other family members in Arizona.

Jermaine Jackson has said his mother was following doctor?s orders to cut off communications with the children, who range in age from 10 to 15. He didn?t provide further details.

In addition to concerns about the safety of Jackson?s children, some of Michael Jackson?s siblings have recently called on the executors of his estate to resign.

Randy Jackson appeared Tuesday on Al Sharpton?s MSNBC show PoliticsNation and said he believes his brother?s will is a fake and that the executors have engaged in criminal activity.

The estate, which recently reported it saw $475 million in gross earnings since Jackson?s death in June 2009, has denied wrongdoing and called the accusations ?false and defamatory.?

Beckloff, who also oversees financial issues affecting Jackson?s estate, was initially reluctant to appoint a temporary guardian but changed his mind after hearing from several attorneys who expressed concern about the family?s problems.

He made the ruling after hearing TJ Jackson?s description of a ?strange? conversation he had with Katherine Jackson on Tuesday evening.

?I?ve never heard my grandmother talk like that,? he said reluctantly. ?In every way. The sound in her voice. The pauses.?

He said some of her speech sounded slurred and she used words that made him wonder if she was speaking in code.

Her son Marlon echoed those concerns on Twitter, complaining that siblings Janet, Randy and Jermaine were keeping her from him.

The children?s guardian ad litem, Margaret Lodise, said she spoke with the children and the two oldest, Prince and Paris, supported the appointment of a temporary guardian. Lodise did not ask the youngest son, 10-year-old Blanket, for his views.

Lodise is responsible for overseeing the children?s interests in the estate of their father.

Schultz said TJ Jackson didn?t want to replace Katherine Jackson as permanent guardian. Still, the judge noted that TJ Jackson would have to petition to become the permanent guardian within 48 hours and added that such a petition might not be heard if Katherine Jackson re-emerges.

Sanders said he would fight any move to have her permanently replaced.

He said he met with Randy and Janet Jackson in Tucson, Ariz., on Tuesday, but he was not allowed to see his client. He said he still hoped the recent events were a misunderstanding, but he described them as ?chaos.?

(? Copyright 2012 The Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.)

?

Source: http://miami.cbslocal.com/2012/07/26/katherine-jackson-returns-home-amid-family-dispute/

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Healthy food recipes: Balanced diet for long life | Food and Drinks


Food and Drinks | Food and Drinks | * Written by Nikita | Wednesday, 25 July 2012 01:59 | Word Count: 468

Modern era is signified by numerous pulls and pressures resulting in an unhealthy lifestyle for the users which is manifested in the form of different types of diseases. Healthy food recipes are secrets to the good and regulated life helping people to concentrate on their work and enhance productivity. Whey drink is the best medicine for individuals who want to shrug off extra fat to look healthy and cheerful. Ingredients such as whey and ginger juice are mixed in equal proportions to captivate the taste buds of the users because the overall delicacy would be amazingly wonderful.? It also forms a very important component of the healthy food recipes for kids, since they are entwined with the lime juice, considered to be an important source of Vitamin C. To enhance the taste buds of the palettes, one should use summer tomatoes dish as healthy food recipes for breakfast because of the nutritional value.

Onions are chopped into fine pieces and mashed along with 100gm of cheese to produce spectacular output since the flavor is bound to attraction of the diehard foodies.? With introductions of the Basmati rice, the taste of the delicacy undergoes radical change making it one of the most popular among people aspiring to lead a modern healthy life. Core of the tomato should be eliminated to make it softer and suitable for cooking.? Pulp along with the seed is scooped with exquisite finesse so that the resultant output provides a fantastic taste to the users. After the seeds are extracted, one must utilize the pulp and fill it with requisite mixture, thereby converting the food into a versatile cuisine.? Using the spoon, an individual can place the mixture on the plate for serving to the guests during party or other occasions.

One of the best Healthy Food Recipes for kids comprise of the cabbage roll which is very popular in the fast food joints located across the world. ?Green vegetables provide a very high percentage of vitamins and minerals that are quite beneficial to the body parts for getting energy and improving the blood flow. As a part of the healthy food recipes, cabbage must be washed so that it is free from all the impurities and sprinkled with green chills for further cooking.? The entire mixture is kept into the microwave oven for few minutes so that it is cooked properly as per the desires and specifications of the users. Touted as one of the most healthy food recipes for breakfast, cabbage rolls could be easily prepared and carried in the Tiffin to offices and far off place while people are on the trip..

Here you can find various kind of Food Recipes, Healthy food recipes and Easy Food Recipes only at jagranpost/sakhi.com

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Brief Assessment of Pre-Foreclosure Real Estate Buying Strategies ...

? Suggestions for Searching for the right Wholesale drop shipper for the purpose of Amidren | Main | Where to Find Homes for sale? ?

By Billy | July 26, 2012

On this current economic condition, the demand for a inventive real property investor who knows and understands the different strategies and options accessible to distressed owners is at an all-time high. While this next decade will carry extra economic hardship to extra Individuals than some other time in our nation?s history, it would additionally present extra millionaire alternatives for those investors who are in a position to put money into the information and take action.

Here?s a temporary abstract of the myriad purchase strategies most profitable real property investors employ to distinguish our purchase course of from that of realtors.

Wholesale (30%+ Fairness)

A wholesale purchase is loosely defined as a property that may be purchased at greater than 30% low cost to after-repaired value (ARV). Properties in this class typically require in depth rehabilitation in an effort to present them to retail buyers by way of the A number of Itemizing Service (MLS). The typical seller does not have the time, money, or inclination to take on an extensive rehabilitation project. Consequently, investors add a big amount of value by buying the property at wholesale cost and fascinating the companies of a contractor to present the property for sale at a later date. The position of a wholesaler is to find the property, get it under contract, and then ?assign? the contract to an end buyer for an project fee. This fee will be anyplace from $500 to $10,000. This strategy is where most inexperienced persons cut their enamel because it requires no money or credit score to carry out a transaction.

Repair and Flip

Shopping for a property properly under market value, making repairs, and selling conventionally to an end buyer is generally known as a repair and flip strategy and is another one of the frequent methods real property investors start their career. The objective of a normal repair and flip is to put as little time and capital funding as doable into the property and resell as shortly as doable at the low end of the market. For many handymen and tradesman, this strategy is the following logical progression of their careers.

Short Sale (-10 - Fairness)

Short gross sales aren?t called such because they are quick in time or in paperwork. A short sale is a purchase order strategy where an investor engages the seller?s lender(s) to low cost their lien on the property in an effort to make the deal extra attractive. Banks will typically low cost a property for those who can show to them that both the seller and the property are in distress.

To show the seller is in misery, they must show a financial hardship, like medical issues, demise of a family member without life insurance, job loss, divorce, etc. Whatever the underlying cause, a home-owner can be required to ship in the acceptable documents in an effort to reveal a hardship to the lender.

In order for lenders to justify discounting their notes on a property, it typically must be ?the other way up,? or have a unfavourable equity position. Will probably be the duty of the Investor to provide proof that the property is in distress.

As a result of all of the paperwork and negotiating concerned, a profitable quick sale can take a number of months to perform.

Subject-to (zero% - 30% Fairness)

Subject-to purchases typically contain a substantial amount of paperwork and are often misunderstood by sellers and lots of investors. The best way to think of a topic-to buy is to recall the time when notes had been fully assumable. Legislation was later handed to discourage or just about eliminate assumptions so the trendy day assumption analog is to buy properties topic-to.

To understand the topic-to concept, it is important to perceive that the deed for a property and the mortgage for a property are two fully separate documents. Purchasing a property topic-to simply implies that you are taking ownership by taking the deed topic-to the present financing remaining in place. The distinction between a proper assumption and a topic-to buy is that the lender for the property does not need to ?log out? on the transaction.

Selling a property topic-to typically advantages sellers financially. Transaction and holding prices eat through any notional equity that sellers can be left with once they sell. Realtors conveniently keep away from discussing this with sellers once they arrive at their home to get a list agreement signed. The objective as investors is to offer the seller the same net earnings you would get for those who marketed, listed, and offered the house with a Realtor, only quicker. The primary value that we add is providing you with this identical amount of equity and completing the transaction in 5-7 days instead of the months of labor and fear which are created using the traditional gross sales process.

A topic-to buy is usually used when there?s good financing on a property relative to the current market rates of interest or the possibility of executing a load modification to make the financing favorable. Properties are usually purchased at less than a 20% low cost to after-restore value (ARV), which equates to around the identical net sale proceeds using the traditional realtor process. If loans are delinquent or small repairs are needed the investor will decide up the tab along with the minor transaction prices for title insurance and escrow fees.

Contract Task (-5% - 10% Fairness)

A Contract Task (CA) purchase strategy is mostly used for properties where the debt is comparatively excessive as in contrast with the market value of the property. Properties that have between 10% and -10% equity typically fit into this category. This purchase strategy is just like topic-to described above in lots of respects. The distinction is that the original seller agrees to take the financial burden of constructing mortgage funds going forward instead of the investor agreeing to do so. Monetary good points from the transaction are additionally borne by the seller. The investor shows the seller the right way to execute any such transaction and assigns the contract to a new buyer.

The primary source of value for the seller in any such transaction is that it opens the buyer pool up significantly. Instead of getting to market the property to a cash buyer that has a ample down payment and credit standing to buy with third party financing the seller can finance the transaction with the assistance of an investor professional. Sellers are additionally relieved of getting to carry cash to closings to fund transaction and holding prices implicit to the traditional gross sales course of

The extra you learn about inventive methods to buy and sell properties, the extra alternatives you will have for wealth. As Sophocles as soon as mentioned, ?Wisdom outweighs any wealth.? There has by no means been, nor will there ever be, a greater time in America to take motion in real property!

This article is written by Michael Emma. We provide working tiger direct coupon code, amazon coupon code and coupons for various other online stores.

Topics: Real Estate Investing |

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Source: http://www.galebrealestate.info/brief-assessment-of-pre-foreclosure-real-estate-buying-strategies/

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Nutritional Benefits of Porridge

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No matter how much you might frown at the sight of your breakfast porridge bowl eating it will only be good to you.

Porridge is one of the most wholesome foods one can have as a breakfast. It is an excellent way to kick-start the day. It fulfill s the basic nutritional needs of a person early in the morning and gives on the strength to go on with their hectic life schedules.

There are so many unbelievable benefits of porridge that will surely make you fall in love with it, in due course of time.

#1. Improves Metabolism and Fights Diseases and Infections

It is a digestive food which has enough fibre amounts in it. This helps in preventing the risk of diabetes. It helps in absorbing sugar from the gut and this helps in decreasing the risk of the disease that is slowly gripping the entire world. It keeps one safe from a number of other diseases and infections due to the high nutritional value it contains. It helps in the growth and repair functions of the body and helps one in maintaining general health and wellness.

#2. Fighting the Blues

Another great benefit of the same is that it has huge amounts of vitamin B6 in it. This helps n keeping the blues away, literally. It helps in fighting depression by supplying the body with enough B6. It even helps one in having a restful sleep at night and this means one wouldn?t tend to be very stressed out and would be able to maintain general good health with the help of eating porridge.

#3. Fighting Child Obesity and Helping Adult Dieters

A major reason whit makes it such a worth buy especially for the health of children is that it cuts the risk of child obesity. This is an effective benefit of porridge. These days children are falling prey to obesity and there is dire need to be able to prevent it.? Eating porridge gives the right amount of nutrition, without any fat content in it. This is what results in making children fit and healthy and would be able to fight fat at a very young age.

The same might be beneficial for adults who want to lose weight too. This is an excellent food for expectant mothers too. There are many pregnant women who don?t seem to understand what is best for their baby. This is one of the best foods one can have during pregnancy, in order to fulfill their nutritional needs as well as of their children?s.

#4. Flame thing up in bed!

Porridge is able to boost and manage well the hormone levels of people, and this is why it might help in improving your sex life as well. This is another additional benefit of having this yummy breakfast, which has a host of benefits.

#5. Prevents cancer

One thing most people don?t know about porridge is that it might even be beneficial in fighting cancer.? The disease which is gripping the world slowly, in all its various forms and complications, can be fought well, with the aid of eating this super breakfast.? It contains anti-oxidants which will be able to help in the proper development of the strength mechanism of the body which is able to fight diseases in the long run.

#6. To sum it all up

There is nothing as delicious and as beneficial as porridge when it comes to the perfect breakfast option, so one shouldn?t be missing on it, at any cost. There is need for one and all to understand what they might be missing on, if they aren?t having porridge, and should grab their bowl today!

Nutritional Value and Facts about Porridge:?Nutritionaldata

Diet & Fitness diet, healthy living

Source: http://www.healthburp.com/benefits-of-porridge.html

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