Q: If I don?t have any credit can I still get a home loan?
?Jaz, Port Jervis, NY
A: Contact a local lender and/or mortgage broker. They would be in a best position to explain lender?s criteria and how your qualifications can satisfy those. There may be local programs that could assist you in qualifying and/or under the right guidance, with time you could qualify for a mortgage. Best of luck.
Alex Cortez is a Realtor? with Wailea Village Properties LLC dba/Island Sotheby?s in Kihei, HI.
A: No, unfortunately the banks are going to want proof that you have paid things off on time. Most mortgages require a 620 credit score. You may want to sit down with a loan officer who will be able to tell you how to improve your credit score. Hope this helps.
Joan Flood is a Realtor? with Dagmer Chew HomeStead Real Estate Co in Cape May, NJ.
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Source: http://rock-n-rollrealestateagent.com/can-i-buy-a-home-with-no-credit/
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